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2020年9月2日 · 保險知識. 保費徵費是什麼？. 了解收費原因及計算方法！. 在香港，無論是全新投保的保單，或是已生效的保單，都額外附加了「保費徵費」（英文︰Premium Levy），需要投保人支付。. 保險業監管局表示由2020年4月1日起，保費徵費率會調整至每保單年度保費的0.085 ...
2023年5月15日 · In policies with policy loan features, the insurance company allows the policyholder to borrow a certain percentage of the accumulated cash value and pay interest to the insurance company. The maximum loan amount varies among insurance companies, typically ranging from 70% to 90% of the cash value of the policy, and policy loans must be repaid ...
2022年5月23日 · 優化措施於 2022 年 4 月 1 日生效，措施包括：. 九成信貸擔保. 八成信貸擔保. 最新優化措施. 紓困措施. 有期貸款申請不超過 12 個月的可續期的還息不還本安排，最長為 30 個月. 正在參與或合資格參與還息不還本可以在任何時候自願性選擇償還原定償還本金金額20 ...
2023年11月17日 · 加息周期下，香港負資產數字有急升趨勢，負資產有甚麼定義？出現的成因是甚麼？負資產對供樓人士有何影響？銀行會否「call loan」？Bowtie團隊今日為你逐一拆解。
2022年5月16日 · Assuming that the annual interest rate of the loan is 2%, the annual interest expense would be HK$30,000, then the total interest expense for 10 years would be HK$300,000, the net profit would be HK$700,000, the net profit margin would be 140% of the
- The Prime Rate is the basic loan interest rate that banks give to customers with the best credit quality. The Hong Kong Interbank Offered Rate (HIB...
- Generally, the net annual rate of return for policies that are available for premium financing is around 3.5% – 4%.
- Compared with HIBOR, the Prime Rate is more stable. After the 2008 financial tsunami, the United States has implemented quantitative easing (QE) pr...
9. Assume the cost of buying a car is $250,000, and the loan balance is 60% of the car price, which is $150,000. * Terms and Conditions apply. Bowtie Term life insurance offer an insured amount up to HK$8 million. With a monthly premium as low as $38 for up to $1 million pure life protection. Buy and quote online now.
2023年5月11日 · Advantages of Term Life Insurance. Compared to Whole Life Insurance, the advantages of Term Life Insurance include: Zero loss upon cancellation: Much of the policy’s premiums go towards “pure” life insurance coverage. You can avoid the loss of investment returns, which otherwise happens upon the cancellation of a whole life insurance ...
