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  2. 2023年9月1日 · Latest Update. 2024.03.14. Notice on Suspension of services due to system upgrade. In order to enhance our services, Promise (Hong Kong) Co., Ltd. will conduct system upgrade from 00:30 am to 07:30 am on Saturday 30 March 2024 (Hong Kong Time) and the following services will be suspended during this period: Signing Loan Agreement.

  3. The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.

  4. One-time password provided by Promise via registered phone number of customers. Note: to login to "Signing loan agreement", customers must enter the correct information. Do I have to use my "one-time password" instantly or can I wait until I am free to do so?

  5. Applicant must provide the following information: Information on HKID card, Residency information (e.g. phone number, address, etc.), Job information (e.g. company phone number, address, etc.), and Following documents are also required: Hong Kong ID card Bank

  6. Phone Application In addition to the 24/7 online lending platform, you can apply for a loan, through the Promise Loan Service Application Hotline. The application will then be followed up by a dedicated staff, who will explain the terms and conditions of the loan in detail, helping you get your approval result quickly and reduce your worries about loans.

  7. His friend passed the ID card information over the phone and get the mobile loan approved and received the loan instantly without showing up. However, the initial loan amount of $10,000 was turned into a debt of over $40,000 through compound interest in just 2-3 months, and there were lots of unknown calls which made him very anxious.