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  1. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000 Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

  2. It is our pleasure to assist you! If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Having technical troubles in managing your member accounts or applying for loans? Promise is here to help! Loan is transferred instantly upon approval!

  3. If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. New Applicant Hotline 3199 1199

  4. 1) If you have a credit card with HKD 10,000 credit limit and a balance of HKD 7,000, your credit utilization ratio will be 70%. 2) If you have two credit cards with the same credit limit, and the total balance is HKD 7,000 for each card, your credit utilization ratio will

  5. If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. New Applicant Hotline 3199 1199 24-hour Member Hotline 3199 1111 Latest Offers Welcome Offer ...

  6. www.promise.com.hk › en › faqFAQ | Promise HK

    You have to repay your loans. Don't pay any intermediaries. Money Lender's Licence Number : 1229/2023 Enquiry and Complaint Hotline : 3199 1199 Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 ...

  7. www.promise.com.hk › en › apply-daily-interestImportant Information

    低年利率 根據放債人條例,實際利率最高為年息百分之36。以貸款HK$200,000、月平息0.2% (以實際年利率4.49%計),按36個月還款期計算,手續費全免,每月還款金額為HK$5,940。所有示例資訊作參考,最終批核按個別申請人之實際情況而定。

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