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1. www.promise.com.hk › en › faqAgreement Signing | FAQ | Promise HK

   www.promise.com.hk › en › faq

   • 網頁紀錄

   ATM Card The ATM card must be an individual Hong Kong currency account issued by a local bank that contain the name of applicant to be used for transaction arrangement (name of applicant and bank account should be clearly shown). For example, ATM card

2. www.promise.com.hk › en › productSelf Employed Loans | No Income Proof | Promise HK

   www.promise.com.hk › en › product

   • 網頁紀錄

   The whole process is just so inconvenient to people like us who have no official proof of income. With a stroke of luck, we saw Promise's personal loan commercial on TV, learning of the online loan application service, available 24 hours a day. Better yet, thanks to Promise's instant low-interest loan service, the interest was calculated on a ...

3. www.promise.com.hk › faq › online-agreement登入「簽署貸款合約專區」 | 常見問題 | 邦民日本財務 - Promise

   www.promise.com.hk › faq › online-agreement

   • 網頁紀錄

   常見問題 - 登入「簽署貸款合約專區」. 使用「簽署貸款合約專區」上載文件需符合什麼要求？. 若我用相機或手機拍攝文件並以圖像檔案上載，那麼在操作時有什麼需要留意呢？. 若我不提供手提電話號碼，可否登入「簽署貸款合約專區」？. 為什麼使用「雙重 ...

4. www.promise.com.hk › en › knowledge-on-personal-loan5 Factors to Consider when Borrowing | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

   • 網頁紀錄

   • Repayment Period
   • Interest Rate
   • Fee
   • Application Documents
   • Reward Program

   The length of your repayment period will affect your monthly payment. A longer repayment period means a lower monthly repayment amount, with less repayment pressure. However, it also means a higher total interest. Therefore, when applying for a loan you should evaluate your financial status and repayment ability in order to choose a suitable repaym...

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   When borrowing money, it's better to choose a loan product with lower interest rate because a higher interest rate will increase the total cost of a loan. Before borrowing money, you should learn about different methods of interest calculation such as monthly flat-rate, day rate, etc. When you compare different loan products, you should also take t...

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   Some financial institutions charge handling fees and administration fees when granting loans. When comparing loan products, you need to check if there are any hidden costs or interests which will eventually increase your loan cost. Promise has no hidden costs or handling fees attached to their product, so our clients will receive their loan in full...

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   It is common that loan application requires documents including HKID card, proof of address, proof of income, etc. Some people may not be able to provide the required documents, which results in being rejected for a loan. Certain financial institutions have launched solutions that require no supporting documents to simplify the approval process and...

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   To attract customers, financial institutions often offer promotions or rewards, mostly in the form of cash rewards, supermarket coupons, etc., which are typically on a "borrow more, earn more" basis. At Promise, we offer different promotions to both new customers and existing members. Customers who apply and withdraw loans successfully can enjoy re...

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