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  1. You may go to "Member Log-in" on the Promise website or call our 24-hour Member Hotline at 3199 1111, to check the latest information of your account (e.g. outstanding principal amount, etc.). What should I do if I forget my member ID?

  2. The interest of Promise's loan is calculated on a daily basis, and the interest shall be reduced together with the principal. After the deduction of interest payable, the remaining amount of the payment will be treated as part of the outstanding principal repayment.

  3. Use Promise's loan calculator to calculate the repayment amount and repayment period of a personal loan for your reference, and see the cost of your loan clearly at a glance. Borrowing money is just that secure, without any hesitation!

  4. Promise provides you with a fast and convenient loan & interest calculator that makes interest estimate easier and simpler with the annual percentage rate. By simply putting in the loan amount and repayment period before loan applications, the estimated monthly repayment and interest amount can be told.

  5. In addition to the mandatory contributions to the Mandatory Provident Fund (MPF), premiums for qualified annuities and medical insurance can also be considered as tax exemptions. Simply enter the correct amounts in the relevant fields of the tax calculator to calculate the associated tax benefits.

  6. Proof of income * (e.g. payslip, company letter, proof of contribution of MPF, etc.) * All documents must be issued within the last 3 months. Note: we may grant exemptions to applicants in individual cases. For any further enquiries, please contact our customer ...

  7. The provisions of the Money Lenders Ordinance (Cap.163 of Laws of Hong Kong) (the "Ordinance") summarised below are important for the protection of all the parties to a loan agreement, and should be read carefully. The summary is not part of the law, and reference should be made to the provisions of the Ordinance itself in case of doubt.

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