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   What is a qualified annuity?

   • A qualified annuity differs from a non-qualified annuity in that it is funded by pre-tax dollars. Typically, you can invest in a qualified annuity through your employer’s retirement plan or a traditional IRA. Qualified annuity contributions depend on your income and eligibility for other qualified retirement plans.

   Qualified vs. Non-Qualified Annuities - SmartAsset | SmartAsset

   smartasset.com/retirement/non-qualified-annuities

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   What is a retirement annuity premium?

   • The money you use to purchase a retirement annuity is called the premium. You typically purchase a retirement annuity years before retirement and pay the premium either with a lump-sum payment or with a series of payments over time. There are three primary types of retirement annuities: fixed, variable and indexed.

   Retirement Annuity: Using an Annuity for Income in Retirement

   www.annuity.org/annuities/retirement/

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   Can an annuity be qualified?

   • An annuity can be qualified if it meets certain IRS criteria and follows its regulatory guidelines. Generally, an annuity that is not used to fund a tax-advantaged retirement plan is a non-qualified annuity. Non-qualified annuities purchased after Aug. 13, 1982, are taxed under a "last-in-first-out" protocol.

   Qualified Annuity: Meaning, Overview, FAQ - Investopedia

   www.investopedia.com/terms/q/qualified-annuity.asp

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   Are qualified annuities tax-free?

   • Contributions to qualified annuities are deducted from an investor's gross earnings and, along with investments, grow tax-free. Neither is subject to federal taxes until after retirement when distributions are made. Contributions to a non-qualified plan are made with after-tax dollars.

   Qualified Annuity: Meaning, Overview, FAQ - Investopedia

   www.investopedia.com/terms/q/qualified-annuity.asp

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