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  1. www.promise.com.hk › en › productTertiary Student Loans | No Income Proof | Promise HK

    Tertiary Student Loan. Whether it is tuition, accommodation, daily study or living expenses, it is easy for students to lose track of their budgets and be in a real trouble. Promise can help! Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong. You can easily take out loans at any time and deal with ...

  2. www.promise.com.hk › en › why-promiseAbout Promise | Promise HK

    Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  3. www.promise.com.hk › en › faqFAQ | Promise HK

    Money Lender's Licence Number : 1229/2023 Enquiry and Complaint Hotline : 3199 1199 Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively. According to the Money Lenders Ordinance ...

  4. www.promise.com.hk › en › application-methodGet a loan 24/7 | Apply Online Anytime | Promise HK

    Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform. You can even borrow money online late at night, or on weekends to solve your ...

  5. www.promise.com.hk › en › faqInterest & Handling Fee | FAQ | Promise HK

    Promise's loans are calculated by daily interest, which means that you only need to pay one day of interest if you only use the loan for one day. How can I reduce my expenditure on interest? Leveraging the diminishing interest based on the deducting principal, you may lower your interest by increasing the repayment amount at anytime or even clear the loan in advance.

  6. www.promise.com.hk › en › faqApplication Method | FAQ | Promise HK

    Money Lender's Licence Number : 1229/2023 Enquiry and Complaint Hotline : 3199 1199 Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively. According to the Money Lenders Ordinance ...

  7. www.promise.com.hk › en › faqRevolving Loan | FAQ | Promise HK

    If your account type is under "revolving", the credit would still be retained even if your loan is repaid. If you want to apply for a loan, you can click here to apply through the member zone or dial our 24-hour Member Hotline, 3199 1111 or visit any Promise branches.