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  1. www.promise.com.hk › en › knowledge-on-personal-loan ... you another way out – Debt Consolidation Loan | P ...

    IVA. DRP. Pros. Compared to bankruptcy: Less impact on personal reputation. Lower interest rate, thus reducing debt burden. Applicants can keep bank accounts. Applicants can keep their management jobs, existing properties and insurance plans, etc. No need to go through legal procedures, thus saving time and money.

  2. www.promise.com.hk › en › productLoan Products | For Different Needs | Promise HK

    Loan Amount: HK$200,000 Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%) Repayment period of 36 months with no handling fee Monthly repayment amount will be HK$5,940; total repayment amount will be HK$213,840 All rights Latest ...

  3. www.promise.com.hk › en › apply-mini-loan-formOnline emergency loan application | Promise HK

    According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

  4. www.promise.com.hk › en › knowledge-on-personal-loanPersonal Credit Rating for Dummies | Ways to Improve ...

    If you would like to improve your Personal Credit Rating, please take note of below Five Key Points: Pay your bills on time. Do not apply too many credit cards/personal loans in a short period of time. Build up a positive credit Record. Do not rely on one credit card only. Regularly review personal spending habits.

  5. www.promise.com.hk › en › productTertiary Student Loans | No Income Proof | Promise HK ...

    Tertiary Student Loan. Whether it is tuition, accommodation, daily study or living expenses, it is easy for students to lose track of their budgets and be in a real trouble. Promise can help! Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong. You can easily take out loans at any time and deal with ...

  6. www.promise.com.hk › en › offer-details-cash-rebateWelcome Offer | Apply Loan Online Anytime | Promise HK ...

    Welcome Offer. Become a Promise new customer and receive a cash reward of up to HK$10,000 . New customers who withdraw their loans from 1 April 2024 to 30 June 2024, will receive a cash reward of up to HK$10,000 . With Promise, you can enjoy a quick and easy loan application process. Enjoy our loan services anytime, anywhere!

  7. www.promise.com.hk › en › knowledge-on-personal-loan5 Factors to Consider when Borrowing | Promise HK

    Loan cost is clear at a glance, giving you peace of mind when you borrow. 4. Application Documents. It is common that loan application requires documents including HKID card, proof of address, proof of income, etc. Some people may not be able to provide the required documents, which results in being rejected for a loan.