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  1. IVA. DRP. Pros. Compared to bankruptcy: Less impact on personal reputation. Lower interest rate, thus reducing debt burden. Applicants can keep bank accounts. Applicants can keep their management jobs, existing properties and insurance plans, etc. No need to go through legal procedures, thus saving time and money.

  2. Proof of income * (e.g. payslip, company letter, proof of contribution of MPF, etc.) * All documents must be issued within the last 3 months. Note: we may grant exemptions to applicants in individual cases. For any further enquiries, please contact our customer ...

  3. If you would like to learn more about small business setup, let’s take a look on this article. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively. According to the Money Lenders Ordinance

  4. Can Making an Early Repayment of Credit Card Instalment Plan Help Saving Money? Understanding 3 Common Myths of Credit Card Repayment Many people may try to apply personal loan, overdraft credit card, and credit card instalment in order to solve their urgent needs of cash flow. ...

  5. "The reality of life is cruel," he said, "having lived without worrying about basic necessities in secondary school, I only realised as a university student that everything revolves around money." Burdened by financial difficulties for the first time in his life, he was at a loss for what to do - until PROMISE's loans provided the perfect way out during his time as a university student.

  6. Promise stands by you at every critical moment. Whether it is to resolve cash flow problems, settle credit card debt, pay taxes or kickstart your business, we provide flexible financing solutions, and allow 24-hour loan applications online without handling fees. Aside from visiting one of our branches, you can apply for a loan via our hotline ...

  7. Tertiary Student Loan. Whether it is tuition, accommodation, daily study or living expenses, it is easy for students to lose track of their budgets and be in a real trouble. Promise can help! Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong. You can easily take out loans at any time and deal with ...

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