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Promise provides unsecured personal loans, which do not require any mortgage item or guarantor. How long does the loan procedure take? You can get the preliminary approval result instantly * upon your submission of the online application form or after filling in the application form and complete simple loan procedure.
The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.
Do I need to apply again for a re-finance after full repayment of the previous loan? If your account type is under "revolving", the credit would still be retained even if your loan is repaid. If you want to apply for a loan, you can click here to apply through the member zone or dial our 24-hour Member Hotline, 3199 1111 or visit any Promise branches .
Use Promise's loan calculator to calculate the repayment amount and repayment period of a personal loan for your reference, and see the cost of your loan clearly at a glance. Borrowing money is just that secure, without any hesitation!
Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform.
Why do extra charges may be incurred when making an early repayment of an instalment plan? What are the myths among public towards credit card repayment? If you want to be smart on credit card repayment, let's take a look on this article for more details on the rules of early repayment and it's calculation method.
In general, if you choose to receive the repayment by bank account, we will transfer the loan instantly via FPS from Monday to Saturday (excludes system maintenance period) upon completion of the application procedure. Note: Actual time of fund transfer will be
