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In comparison, this is more cost effective. In addition, Promise's personal loan plan is flexible, with the actual annual interest rate as low as 1.12% and no additional charges for early settlement (e.g. penalty, handling fee, etc.). Want to find out the interest and
Promise offers a variety of loan products for different financial issues. You can apply online without showing up. Learn more and find the optimum plan now.
There is also a variety of flexible and timeless personal loans, giving you the options to choose the right loan and repayment plan to suit your personal needs. In addition, you can apply for a loan online and obtain instant initial approval to resolve your funds
- Repayment Period
- Interest Rate
- Fee
- Application Documents
- Reward Program
The length of your repayment period will affect your monthly payment. A longer repayment period means a lower monthly repayment amount, with less repayment pressure. However, it also means a higher total interest. Therefore, when applying for a loan you should evaluate your financial status and repayment ability in order to choose a suitable repaym...
When borrowing money, it's better to choose a loan product with lower interest rate because a higher interest rate will increase the total cost of a loan. Before borrowing money, you should learn about different methods of interest calculation such as monthly flat-rate, day rate, etc. When you compare different loan products, you should also take t...
Some financial institutions charge handling fees and administration fees when granting loans. When comparing loan products, you need to check if there are any hidden costs or interests which will eventually increase your loan cost. Promise has no hidden costs or handling fees attached to their product, so our clients will receive their loan in full...
It is common that loan application requires documents including HKID card, proof of address, proof of income, etc. Some people may not be able to provide the required documents, which results in being rejected for a loan. Certain financial institutions have launched solutions that require no supporting documents to simplify the approval process and...
To attract customers, financial institutions often offer promotions or rewards, mostly in the form of cash rewards, supermarket coupons, etc., which are typically on a "borrow more, earn more" basis. At Promise, we offer different promotions to both new customers and existing members. Customers who apply and withdraw loans successfully can enjoy re...
Promise's low-interest personal loan is popular during tax season, because of its flexible repayment period up to 84 months and it's simple loan application process. Applicants can apply loan through Promise website by completing the online loan application form and uploading ID card and other required documents.
Promise's revolving loan scheme allows you to withdraw approved revolving loan amount at any time, with the ability to adjust the repayment period and amount, to solve your immediate cash flow needs conveniently and flexibly. See Loan Offers Calculate Your Loan Repayment. Your Priority for Personal Loan. Promise, Best Choice for Revolving Loan.
Apply for your personal loan online and get preliminary approval results instantly. The process is simple, convenient and adds flexibility to your cash flow management. To apply online, you only need to provide your ID card and mobile number #. Flexible Repayment.
