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  1. 買二手車流程6大步驟. 第一步:揀選心水車盤. 透過車行經紀或私人放售,挑選心儀二手車盤。 而經車行/代理放盤的話,一般都會提供保養及售後服務。 第二步:預約睇車及驗車. 鎖定目標後,就可以與賣家聯絡,預約睇車。 睇車時,有兩大注意事項: 一, 細心檢查汽車零件,包括引擎、波箱、車身、車頭、車頂、車尾、車門、頭尾冚及保險桿等等。 二, 留意牌簿資料,檢查出廠年份、首次登記年份、手數等等。 買家亦可委託第三方驗車機構進行詳細驗車,以策萬全。 第三步:支付訂金並簽臨時合約. 支付訂金的先後次序因人而異。 假若賣家同意先驗後買,準買家驗車後亦滿意的話,當然可以馬上成交。 但大多數情況下,賣家都會要求準買家先落訂,才可以進行驗車。

  2. 供車上會實為傳統汽車貸款,主要有兩種:以「汽車貸款(租賃)」或「汽車貸款(租購)」形式計算,整個供車上會過程主要是由車行或汽車代理代辦,並由買家以分期方式償還汽車貸款;至於「租賃」或「租購」分別在於,前者需先繳付「首期」;而後者則 ...

  3. Tertiary Student Loan. Whether it is tuition, accommodation, daily study or living expenses, it is easy for students to lose track of their budgets and be in a real trouble. Promise can help! Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong. You can easily take out loans at any time and deal with ...

  4. Promise provides you with a fast and convenient loan & interest calculator that makes interest estimate easier and simpler with the annual percentage rate. By simply putting in the loan amount and repayment period before loan applications, the estimated monthly repayment and interest amount can be told. When you compare different loan products ...

  5. The subsidy amount for Continuing Education Fund (CEF) courses has been increased to HK$25,000. You can learn more about the eligibility and process for applying CEF, details of claiming deductions for expenses of self-education, and some popular CEF

  6. Simple tasks in my daily life, such as cooking and washing my clothes, also became a burden – even without taking into consideration the rent and living costs I had to split with my flatmate. Financial pressure from all directions had already felt suffocating, and the sudden onslaught of the Covid-19 pandemic worsened my situation even more.

  7. If you would like to learn more about small business setup, let’s take a look on this article. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively. According to the Money Lenders Ordinance