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  1. www.promise.com.hk › en › faqApplication Review & Transfer Time | Promise HK

    Want to check the progress of your Personal Loan application and approval result? Promise transfers your loan online via FPS instantly upon approval.

  2. www.promise.com.hk › en › faqApplication Method | FAQ | Promise HK

    You can get the preliminary approval result instantly * upon your submission of the online application form or after filling in the application form and complete simple loan procedure. *Upon provision of the required information or documents.

  3. www.promise.com.hk › en › application-methodGet a loan 24/7 | Apply Online Anytime | Promise HK

    After submitting an application through the Promise's online lending platform, you can instantly view your loan approval result online ⦿ and submit the required documents together with signing the loan agreement.

  4. www.promise.com.hk › en › knowledge-on-personal-loanMyths of Credit Card Instalment Plan Early Repayment | ...

    Can Making an Early Repayment of Credit Card Instalment Plan Help Saving Money? Understanding 3 Common Myths of Credit Card Repayment Many people may try to apply personal loan, overdraft credit card, and credit card instalment in order to solve their urgent needs of cash flow. ...

  5. www.promise.com.hk › en › productNo-doc Loans for Self Employed Persons | Promise HK

    The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.

  6. www.promise.com.hk › en › knowledge-on-personal-loanRepaying the Minimum on Credit Cards Only | Promise HK

    The monthly rate is 2.5% (APR 35.00%) with no new transactions, annual fees and other charges. If you only repay the minimum payment each month, the interest in total can be over HK$40,000, which doubled the amount of credit card debt. And the repayment period, including debt balance and interest, will last for around 26 years.

  7. www.promise.com.hk › en › knowledge-on-personal-loanIVA or bankruptcy? Promise offers you another way out ...

    IVA. DRP. Pros. Compared to bankruptcy: Less impact on personal reputation. Lower interest rate, thus reducing debt burden. Applicants can keep bank accounts. Applicants can keep their management jobs, existing properties and insurance plans, etc. No need to go through legal procedures, thus saving time and money.