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1. www.promise.com.hk › en › knowledge-on-personal-loanCompare Revolving Loans with Personal Loans | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   The More You Repay, the More You Save. Many personal loans provided by typical finance institutions already have a fixed repayment amount and period, as well as penalty and handling fee. Compared to typical loans, Promise's revolving loan offers repayment periods from 6 months to 84 months for you to select. You can also repay the drawn amount ...

2. www.promise.com.hk › en › productTertiary Student Loans | No Income Proof | Promise HK

   www.promise.com.hk › en › product

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   Tertiary Student Loan. Whether it is tuition, accommodation, daily study or living expenses, it is easy for students to lose track of their budgets and be in a real trouble. Promise can help! Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong. You can easily take out loans at any time and deal with ...

3. www.promise.com.hk › en › knowledge-on-personal-loanPersonal Loan Interest Calculation | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   Monthly average interest = Loan amount x Monthly flat rate. $100,000 x 0.5% = $500. Total interest repayment = Monthly average interest x Repayment period. $500 x 12 = $6,000. However, the loan interest rate is not merely calculated by simply multiplying the monthly flat rate by 12 months (0.5% x 12). So, even if the monthly flat rate seems to ...

4. www.promise.com.hk › en › knowledge-on-personal-loanIncrease the Chances of Loan Approval | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   4 Tips to Increase Your Chance for Loan Approval If you are facing a major decision, such as studying abroad, moving house or home renovation, a personal loan could be the solution for you. But if the personal loan application is not approved, it will disrupt your ...

5. www.promise.com.hk › en › knowledge-on-personal-loanKnowledge on Loans | Personal Loans | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   Knowledge on Personal Loan. When you need personal loans to achieve your financial goals or meet your immediate cash needs, you actually need to know more about loans in order to make responsible financial decisions. Promise provides you with different types of loan knowledge before making any loan applications!

6. www.promise.com.hk › en › knowledge-on-personal-loanBe Aware of when Choosing a Money Lender | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   The personal loan plans of Promise offer annual percentage rates as low as 1.12% without a handling fee, which is flexible to the different needs of consumers. Finally, applicants should only sign contracts with a clear understanding of the contract details. If we can make a better use of a personal loan, it will be more flexible when we are in ...

7. www.promise.com.hk › en › productPersonal Revolving Loans | Promise HK

   www.promise.com.hk › en › product

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   Revolving Loan Being a business owner or freelancer, you may face cash flow problems due to unpredictable revenue. Promise's revolving loan scheme allows you to withdraw approved revolving loan amount at any time, with the ability to adjust the repayment period and amount, to solve your immediate cash flow needs conveniently and flexibly.