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1. www.promise.com.hk › en › knowledge-on-personal-loanCommon Misconceptions | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   Common Misconceptions about Loans Some people think that they are not eligible to apply for a loan with credit card debt or an existing loan, but that is not the case! As long as you have a good repayment record and credit score, you can still get a loan approved.

2. www.promise.com.hk › en › faqFlexible Repayment Period | FAQ | Promise HK

   www.promise.com.hk › en › faq

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   It is our pleasure to assist you! If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Can complete repayment earlier? Pay off your loan early without additional handling fees or penalty charges. Easy loan, easy pay!

3. www.promise.com.hk › en › faqApplication Method | FAQ | Promise HK

   www.promise.com.hk › en › faq

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   Promise can help you choose the most suitable personal loan, which the application procedure is simple, to resolve your financial needs e.g. cash flow, credit card payment, education needs, advanced studies, relocation, home renovation, travel, etc.

4. www.promise.com.hk › en › knowledge-on-personal-loanPersonal Credit Rating for Dummies | Ways to Improve ...

   www.promise.com.hk › en › knowledge-on-personal-loan

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   If you would like to improve your Personal Credit Rating, please take note of below Five Key Points: Pay your bills on time. Do not apply too many credit cards/personal loans in a short period of time. Build up a positive credit Record. Do not rely on one credit card only. Regularly review personal spending habits.

5. www.promise.com.hk › en › knowledge-on-personal-loanUnemployment loan eligibility checklist | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   Unemployment Loan. Eligibility. A Hong Kong permanent resident holding a Hong Kong identity card who is aged 18 or above. A Hong Kong permanent resident holding a Hong Kong identity card. Be unemployed at the time of loan application for at least 2 consecutive months (proof of unemployment is required) Application Period.

6. www.promise.com.hk › en › productInstant Approval | Instant Cash Transfer | Promise HK

   www.promise.com.hk › en › product

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   I have compared personal loan solutions which offer express approval from several loan providers, and applying via PROMISE's online platform is definitely the simplest and most convenient! Ms. Wong 37 years old, Office Worker My son was very athletic ...

7. www.promise.com.hk › en › knowledge-on-personal-loanRepaying the Minimum on Credit Cards Only | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   The monthly rate is 2.5% (APR 35.00%) with no new transactions, annual fees and other charges. If you only repay the minimum payment each month, the interest in total can be over HK$40,000, which doubled the amount of credit card debt. And the repayment period, including debt balance and interest, will last for around 26 years.