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1. www.promise.com.hk › en › faqApplication Method | FAQ | Promise HK

   www.promise.com.hk › en › faq

   • 網頁紀錄

   Promise can help you choose the most suitable personal loan, which the application procedure is simple, to resolve your financial needs e.g. cash flow, credit card payment, education needs, advanced studies, relocation, home renovation, travel, etc. We consider ...

2. www.promise.com.hk › en › application-methodGet a loan 24/7 | Apply Online Anytime | Promise HK

   www.promise.com.hk › en › application-method

   • 網頁紀錄

   Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform. You can even borrow money online late at night, or on weekends to solve your ...

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   Does VPN Gate client plug-in include VPN Gate Relay Service?

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4. www.promise.com.hk › en › faqAgreement Signing | FAQ | Promise HK

   www.promise.com.hk › en › faq

   • 網頁紀錄

   Client-known information (e.g. HK ID number or loan application code provided by Promise) One-time password provided by Promise via registered phone number of customers. Note: to login to "Signing loan agreement", customers must enter the correct information.

5. www.promise.com.hk › en › why-promiseAbout Promise | Promise HK

   www.promise.com.hk › en › why-promise

   • 網頁紀錄

   Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

6. www.promise.com.hk › en › knowledge-on-personal-loan5 Factors to Consider when Borrowing | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

   • 網頁紀錄

   • Repayment Period
   • Interest Rate
   • Fee
   • Application Documents
   • Reward Program

   The length of your repayment period will affect your monthly payment. A longer repayment period means a lower monthly repayment amount, with less repayment pressure. However, it also means a higher total interest. Therefore, when applying for a loan you should evaluate your financial status and repayment ability in order to choose a suitable repaym...

   在「promise.com.hk」查看更多資訊

   When borrowing money, it's better to choose a loan product with lower interest rate because a higher interest rate will increase the total cost of a loan. Before borrowing money, you should learn about different methods of interest calculation such as monthly flat-rate, day rate, etc. When you compare different loan products, you should also take t...

   在「promise.com.hk」查看更多資訊

   Some financial institutions charge handling fees and administration fees when granting loans. When comparing loan products, you need to check if there are any hidden costs or interests which will eventually increase your loan cost. Promise has no hidden costs or handling fees attached to their product, so our clients will receive their loan in full...

   在「promise.com.hk」查看更多資訊

   It is common that loan application requires documents including HKID card, proof of address, proof of income, etc. Some people may not be able to provide the required documents, which results in being rejected for a loan. Certain financial institutions have launched solutions that require no supporting documents to simplify the approval process and...

   在「promise.com.hk」查看更多資訊

   To attract customers, financial institutions often offer promotions or rewards, mostly in the form of cash rewards, supermarket coupons, etc., which are typically on a "borrow more, earn more" basis. At Promise, we offer different promotions to both new customers and existing members. Customers who apply and withdraw loans successfully can enjoy re...

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7. www.promise.com.hk › en › knowledge-on-personal-loanTax Loan Strategy during Tax Season | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

   • 網頁紀錄

   As tax loan is a low-interest loan product, the repayment period offered by banks may mainly vary from 12 to 24 months only. While money lenders may offer a more flexible repayment plan. For example, Promise offers repayment period varies from 3 to 84 months, allowing you to select the most suitable repayment plan.

8. www.promise.com.hk › en › knowledge-on-personal-loanIVA or bankruptcy? Promise offers you another way out ...

   www.promise.com.hk › en › knowledge-on-personal-loan

   • 網頁紀錄

   IVA. DRP. Pros. Compared to bankruptcy: Less impact on personal reputation. Lower interest rate, thus reducing debt burden. Applicants can keep bank accounts. Applicants can keep their management jobs, existing properties and insurance plans, etc. No need to go through legal procedures, thus saving time and money.