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2024年3月11日 · 一文詳盡分析優／缺點. 作者: Kwiksure 團隊 分享: 無論購買 新車抑或二手車 ，如果不想一次過付清車價，相信不少準車主也會面對一個問題，便是如何選擇汽車貸款。 目前坊間兩種主流汽車貸款分別有上會及私人貸款，兩者分別有何優缺點？ 各自有何好優點及缺點？ 今次快而保便為與大家分享兩種借貸方式的特色及程序，還有無論是上會還是私人貸款的注意事項及限制，讓各位準車主可以在財務安排上更有彈性。 延伸閱讀: 2024香港26款電動車推薦 | 連2024一換一最新售價｜性能及交付日期. 【SUV 2024推薦】10款熱門SUV揀車攻略. 汽車貸款｜車行上會.
- 香港九龍觀塘鴻圖道1號37樓15-20室
- 3113 2112
2019年7月26日 · 除了銀行借貸之外，分期付款是買車最簡單的方法。 分期付款的利弊. 分期付款的好處. 靈活的月供金額（一年至五年），但供款時間越長，你付的利息越高。 需要繳付的訂金較低（通常是汽車價格的一成） 息率固定，所以你可以肯定每個月需要繳交的金額。 分期付款的壞處. 完供之前，你都不算正式擁有該車輛，意味著如果你陷入財困，融資的公司有權取回你的汽車。 合約期內，除非獲得批准，否則不能出售或改裝車輛，直到供款完畢你才可以隨心所欲。 如果你只想要短期協議，分期付款可能昂貴。 買家重要提示. 繳付續牌費的時候，建議買家在限期前，把支票和有效汽車保險的證明交予你的車商或中介。 通常限期前兩星期就已足夠。 若汽車被毀或偷走，賠償額會先繳予分期付款協議的車商或中介，然後才給予買家。
- 香港九龍觀塘鴻圖道1號37樓15-20室
- 3113 2112
- Car Park Charges
- Car Insurance
- Fuel Expense
- Vehicle Depreciation and Repair
- License Fee
- Contact Kwiksure to Compare Car Insurance Policies
Due to the shortage of land and trend of speculation in Hong Kong, car park charges are by no means cheap. The hourly parking rate in an HA’s estate is around HK$13 to HK$17, while that from Link REIT is more than HK$17. The hourly parking rate in large shopping malls ranges from HK$20 to HK$25. In popular areas such as Causeway Bay or Tsim Sha Tsu...
According to the laws of Hong Kong, third-party insurance must be provided for all vehicles using the roads by the driver, where offenders can be fined HK$10,000 and imprisoned for 12 months. Although third-party insurance is cheaper than comprehensive insurance, it offers less coverage for your vehicle, which only protects the rights and interests...
Hong Kong is one of the most expensive cities in the world for fuel. Although fuel prices have plummeted recently, Hong Kong's fuel price has not changed significantly. At the time of writing this article (May 7th, 2020), the fuel price per litre was HK$13.40. If you would like to save money on petrol, one of the ways is to drive a car with low fue...
As the vehicle gets older, especially for second-hand cars, problems may arise easily and the repair fee usually goes higher. In addition to the repair fee in the event of an unexpected breakdown, a vehicle generally requires inspections every 6 months or about 5,000 km (whichever comes earlier) and replacement of consumables such as fuel, fuel fil...
Under the requirements of the existing legislation in Hong Kong, drivers of all vehicles using the roads must pay for the license fee with an option for yearly payment or once every four months. But if you opt for the latter, the total cost will be higher. As a result, the driver who is sure to continue using the vehicle usually chooses to renew th...
In conclusion, the cost of running a car in Hong Kong is undoubtedly high, but as long as you know how to save money, you can still save a lot in some aspects such as vehicle insurance. In addition to the above tips, the most important thing is to find an experienced and reliable vehicle broker to advise you on a plan that meets your requirements a...
- Unit 15-20, 37/F, One Hung To Road, Kwun Tong, Kowloon, Hong Kong
- 3113 1331
2017年10月18日 · An essential part of buying a car in this country is complying with local laws mandating a minimum level of vehicle insurance in order to legally drive. In Hong Kong, the legislation states that, in order to comply with mandatory insurance laws, your car insurance policy must: Provide coverage of HKD 100,000,000 for any one event resulting in ...
- Unit 15-20, 37/F, One Hung To Road, Kwun Tong, Kowloon, Hong Kong
- 3113 1331
2019年7月25日 · Owing to taxes on cars in Hong Kong, buying a car here is even more expensive than in countries like the United States. If you are smart, you will look to financial options that, depending on your situation, may help in paying for that car, such as lease financing and hire purchase (HP).
- Unit 15-20, 37/F, One Hung To Road, Kwun Tong, Kowloon, Hong Kong
- 3113 1331
2023年8月10日 · 作者: Kwiksure 團隊 分享: 「墊底費」又稱為「自負額 (excess)」，是保單中一個預先設定的金額，索償時保單持有人就須向保險公司支付該金額。 例如索償總數 $15,000，保單附設墊底費 $5,000，保單持有人要自行付出 $5,000 自負額，索償餘數 $10,000 則會由保險公司賠償。 自負額的金額可能因應個別保險公司而有所不同。 墊底費因不同的保險公司和保險單而異，有些保單會有非常高昂的自負額，也有一些保單可能根本不設自負額。 通常墊底費越高，保費越平，反之亦然，所以司機在考慮不同的車保方案時，除了看保費高低外，墊底費亦是重要的考慮因素。 本港法例沒有就財物損失訂定最低金額要求，不過本地大部份保險公司都會提供高達 $2,000,000 的第三者財物保障。
2024年4月2日 · 作者: Anthony Chan 分享: 港府在 2024 年 2 月 28 日的 財政預算案 中宣布將電動私家車「一換一」計劃延長兩年 ，但進行以下三點調整： 寬減金額將下調 40%，電動私家車「一換一」計劃下的首次登記稅最高寬免額，由 HK$287,500 減至 HK$172,500. 一般電動私家車的寬免額上限則由 HK$97,500 減至 HK$58,500. 稅前車價逾 50萬港元的電動車，將不獲任何稅務寬免. 電動車初哥唔知點揀好？ 快而保專家為你推薦介紹 26 款電動車車款，並簡介 電動車保險 。 新 / 舊「一換一」車價計算比較. 新 / 舊一換一車價對比表. 1. Tesla Model 3.
