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  1. You can apply for the tertiary student loans with only your student card/ admission offer letter, HKID card, mobile phone number, and bank account. Depending on the financial status and the credit score of the applicant, the maximum loan amount is up to HK$15,000.

  2. All you need to do is provide your HKID card and mobile number only #. Applying for a loan is now hassle-free! Additionally, Promise provides around-the-clock loan service, allowing you to enjoy online loan services late at night or on the weekends, with instant loan approval ⦿ and loan transfer ^.

  3. If a cardholder maxes out the credit card and even the transaction is approved, the card issuer/financial institution may charge a processing fee around $100 to $200 without prior notification. Therefore, it is important to check the credit limit and available balance before making any purchases to avoid such fees.

  4. The subsidy ceiling of the Continuing Education Fund (CEF) has been increased to HK$25,000 per applicant, allowing us to apply eligible courses to improve ourselves and explore more possibilities. If you want to make use of this subsidy to enrich your life experiences, pay attention to this article!

  5. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management and marketing management, providing convenient consumer finance, which has always been popular with local customers.

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