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  2. www.promise.com.hk › en › contact-usContact Us | Branch Location | Promise HK

    Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  3. www.promise.com.hk › knowledge-on-personal-loan › overview-iva-drp面對卡數，債務重組或破產二揀一？邦民低息結餘轉戶貸款令你人生 ...

    只適合欠債額較少人士. 申請時間雖比債務重組短，但一般仍需2個月以上. 申請人或難以向銀行申請新的信用卡. 不過，「債務重組」和「債務舒緩」都需經過債權人同意才能進行。. 申請人於啟動「債務重組」程序前，更必須先獲得相等於欠款額75%的債權人同意 ...

  4. www.promise.com.hk › en › faqRevolving Loan | FAQ | Promise HK

    If your account type is under "revolving", the credit would still be retained even if your loan is repaid. If you want to apply for a loan, you can click here to apply through the member zone or dial our 24-hour Member Hotline, 3199 1111 or visit any Promise branches.

  5. www.promise.com.hk › en › faqFAQ | Promise HK

    Browse all the FAQs to find out about the loan application and approval process, handling fees, settlement, revolving loan, and repayment. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively.

  6. www.promise.com.hk › en › faqInterest & Handling Fee | FAQ | Promise HK

    The interest of Promise's loan is calculated on a daily basis, and the interest shall be reduced together with the principal. After the deduction of interest payable, the remaining amount of the payment will be treated as part of the outstanding principal repayment.

  7. www.promise.com.hk › en › knowledge-on-personal-loan5 Factors to Consider when Borrowing | Promise HK

    It is more cost-saving than products that calculate interest on a monthly rate basis. Promise also offers products with APR as low as 1.12%. You may also calculate the repayment amount and period using the loan calculator as a reference when you are considering the full cost of borrowing money. 3. Fee.

  8. www.promise.com.hk › en › knowledge-on-personal-loanRepaying the Minimum on Credit Cards Only | Promise HK

    The monthly rate is 2.5% (APR 35.00%) with no new transactions, annual fees and other charges. If you only repay the minimum payment each month, the interest in total can be over HK$40,000, which doubled the amount of credit card debt. And the repayment period, including debt balance and interest, will last for around 26 years.