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  1. www.promise.com.hk › en › faqRevolving Loan | FAQ | Promise HK

    If your account type is under "revolving", the credit would still be retained even if your loan is repaid. If you want to apply for a loan, you can click here to apply through the member zone or dial our 24-hour Member Hotline, 3199 1111 or visit any Promise branches.

  2. www.promise.com.hk › en › knowledge-on-personal-loanCompare Revolving Loans with Personal Loans | Promise HK

    • Your Loan, Your Call
    • The More You Repay, The More You Save
    • Instant Approval
    • Withdraw Anytime

    Normally, a typical loan process involves the application, approval, and fund transfer which are one-time procedure. Every time when you apply for re-finance, you need to reapply and resubmit documents, which is time-consuming and inflexible for your urgent needs. Revolving loans exempt you from all these complicated procedures. Credit limit is res...

    在「promise.com.hk」查看更多資訊

    Many personal loans provided by typical finance institutions already have a fixed repayment amount and period, as well as penalty and handling fee. Compared to typical loans, Promise's revolving loan offers repayment periods from 6 months to 84 months for you to select. You can also repay the drawn amount in full or in part according to your abilit...

    在「promise.com.hk」查看更多資訊

    General personal loans are approved manually in typical finance institutions. It may take around 10 working days or more from the application to transfer, which is a pressing matter to the borrower. You may apply Promise revolving loan online or via the member hotline without additional application procedures. It is more convenient than typical per...

    在「promise.com.hk」查看更多資訊

    Convenience is vital for personal loans. Promise's revolving loan service transfers funds to your bank account 24 hours a daywithout limitation by time and working days. Your urgent needs are easily resolved. Promise's revolving loan is a quicker and easier solution, which addresses your financial emergency in different situations and enables you t...

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  3. www.promise.com.hk › en › faqInterest & Handling Fee | FAQ | Promise HK

    The interest of Promise's loan is calculated on a daily basis, and the interest shall be reduced together with the principal. After the deduction of interest payable, the remaining amount of the payment will be treated as part of the outstanding principal repayment.

  4. www.promise.com.hk › en › latest-offerLatest Offers | Personal Loan | Promise HK

    Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.

  5. www.promise.com.hk › en › productPersonal Revolving Loan Programme | Promise HK

    The Personal Revolving Loan has a flexible repayment amount. Once approved, you don’t have to reapply. Resolve your urgent financial needs now! ... With PROMISE revolving loan, I can get fund whenever I need and ensure more stable cash flow! Mr. Wong 30

  6. www.promise.com.hk › en › apply-formOnline personal loan application | Promise HK

    According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

  7. www.promise.com.hk › en › faqApply without Documents | FAQ | Promise HK

    Applicant must provide the following information: Information on HKID card, Residency information (e.g. phone number, address, etc.), Job information (e.g. company phone number, address, etc.), and Following documents are also required: Hong Kong ID card Bank