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Accessible ANYWHERE. Our Services. Credit Information. This service is available only to our Institutional Members, which are banks, deposit taking companies and licensed moneylenders.
A credit report contains different credit data that can help to proof your financial status. This infographic shows you how to read a TU credit report wisely. Check Your Creditworthiness Now
產品特色. 加強保護你的信貸報告. 信貸提示以電郵及／或短訊通知. 無額外費用. 環聯獨有服務. 立即登記.
Credit Score | TransUnion. What is Credit Score? Get to know what is Credit Score in 1 minute. VIDEO. Why do I get a low credit score? Is it good to let credit card idle? VIDEO. Would you like to see your credit score now? YES, SHOW ME MY CREDIT SCORE. BUY NOW. Topics. ALL.
信貸評分 (Credit Score) 是根據你的理財習慣而經過濾及計算得出的評分。 如果你擁有任何信貸帳戶（例如信用卡或貸款）或曾申請信貸，你就有一份個人信貸報告。 信貸報告中紀錄了你的信貸評分，日後如你申請貸款，貸款人會向環聯索閱你的信貸報告，並與其他資料一併作為參考，以決定是否批核你的信貸或貸款申請。 我的信貸評分是怎麼計算出來的？ 還款紀錄、總結餘、信貸紀錄長短、信貸帳戶種類，以及新開立的信貸帳戶，都會計算在你的信貸評分中。 評分共分10級──A至J，當中以A為最高。 我的評分最受那些因素影響？ 還款紀錄是最影響信貸評分的因素，因為它顯示了你的理財方式，例如你曾否逾期還款。 你的信貸紀錄是非常重要，因為它展示了你管理帳戶的年期、上一次還款的日期，以及逾期還款紀錄等。 甚麼是信貸組合？
Download Now. Free to check your credit score Anytime, Anywhere. 6-month credit score trend & credit score impact factors. Credit usage and summary. Credit report and credit activity alerts. Explore the best product based on your credit score. Top picks and financial tips for you. Scan the QR code to download the MoneyHero App.
Credit card. Mortgage. Bankruptcy. If you've applied for a credit card, mortgage or personal loan, your lender has probably reviewed your credit report as part of the approval process. Credit reports contain information about an individual's background and credit history.
