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  1. www.blue.com.hk › static › 086cea2a9cc7fc7481f152dc8ed9ff60Top Up (Outpatient) Protector

    The Policyholder and the Life Assured must be Hong Kong identity card holders with a residential address in Hong Kong. The policy must be bought within the Hong Kong Special Administrative Region and only be sold to Hong

    • Debit Card是甚麼?
    • Debit Card好處
    • Debit Card 壞處
    • 小資族賺取被動收入之選:Blue靈活儲蓄保險
    • 聯絡blue了解更多保險方案

    Debit Card, 中文為扣賬卡,只要將其挷定到銀行戶口,消費時使用Debit Card結帳就可以直接從銀行戶口扣除款項。 與信用卡不同,如Debit Card 挷定的銀行戶口結餘不足以應付交易金額,該筆交易則不能完成,因此你以Debit Card付款的交易金額必需少於綁定銀行戶口的結餘。 近年,不少銀行推出的扣賬卡都已新增Visa和Mastercard這些較為常見的支付關閘(Payment Gateway),使其可使用於更多商戶,甚至是網上或是海外消費。 所謂支付關閘,其實是專門處理電子支付服務的中介,常見的支付關閘包括Visa、Mastercard、美國運通(American Express)、銀聯(UnionPay)、易辦事(EPS)等。當我們向商戶付款時,信用卡 / 扣賬卡的發卡...

    由於Debit Card與持有人的銀行戶口連接,因此持有人無法「先使未來錢」,甚至透支現金,變相可免去因「碌爆卡」而導致的負債風險,有助持卡人建立更健康的消費習慣。 Debit Card 不會產生任何債務,因此發卡機構在審批Debit Card申請時也會鬆手得多,開卡時銀行不會查閱申請人的信貸紀錄或個人入息證明,申請手續比信用卡更為快捷簡便,而且也不會收取任何年費。 另外,早年Debit Card 的回贈雖然不及信用卡,但隨著Debit Card在香港漸趨普及,其消費回贈及迎新優惠也不比信用卡遜色,尤其是虛擬銀行為吸納更多新客戶,推出的回贈優惠就更為吸引。

    雖然 Debit Card 有上述的優點,但不得不留意的是一旦Debit card被盜用,損失可能比Credit Card更為嚴重。由於Debit Card與銀行戶口直接連結,因此會即時扣賬,申請人雖可及時向銀行要求取消交易及退款,但面對的心理壓力和風險會較高。

    不想資金被長期鎖住?提供保證回報的Blue儲蓄保險是你的選擇!最新推出的「WeSave 短期高息儲蓄保 ST1」,可選擇1年或2年保障期,助你在短時間內增值手頭上的流動資金,輕鬆達成短期儲蓄計劃。而「EasySave智易儲蓄保ES1」或「WeSave定息儲蓄保S3」更可以提早退保都不收取任何費用,屬低風險理財工具,助你靈活調動流動資金。

    Blue提供儲蓄、人壽、意外、危疾、門診醫療及藥劑等多種保險產品。如欲了解更多,歡迎電郵(inbox@ask.blue.com.hk)或直接WhatsApp/致電+852 9559 5665查詢。 「WeSave短期高息儲蓄保ST1」、「EasySave智易儲蓄保ES1」、「WeSave定息儲蓄保S3」及「WeSave高息儲蓄保E1」均為儲蓄保險計劃,並非銀行儲蓄產品。 以上產品及優惠均受條款及細則約束。以上資料只供參考,詳情請參閱Blue網站。 免責聲明:本文由Blue資訊團隊撰寫,資料僅供參考之用,不能詮釋為在香港以外提供或出售或遊說購買任何保險產品。Blue並不就資料的準確性、完整性或是適合任何特定用途,作出任何明示或默示的說明、陳述或保證。不同保險公司的產品可能存在差異,投保前須了解...

  2. www.blue.com.hk › static › 4f9430c5ff22e6d94d5b0a66f5036bb6Product Summary

    By relying on this Product Summary, you are declaring that you are a Hong Kong identity card holder with a residential address in Hong Kong. Remarks 1. Age means age of last birthday 2. If, at renewal, the Policy Benefit Term is longer than the number of ...

  3. Eligibility Hong Kong identity card holders with a residential address in Hong Kong Policy Currency Hong Kong Dollars Issue Age1 18 – 65 Policy Benefit Term 1 – 30 years, or to age 65 Premium Payment Term Same as selected Policy Benefit Term 1 85 HK$

  4. Summary, you are declaring that you are a Hong Kong identity card holder with a residential address in Hong Kong. 3 Should there be any inconsistency or conflict between the English and Chinese versions of the Product Summary, the English version shall prevail.

  5. www.blue.com.hk › static › 945fda43150442a75c1e96057ba4ad68WeCare 3-in-1 Protector - Blue

    The premium shown is for a Hong Kong non-smoking female aged 18 who applies for the “WeCare 3-in-1 Protector” with a HK$1 million sum assured, and the monthly premium is HK$130. The daily cost of HK$4.3 is achieved by spreading the monthly premium (HK$130) for the aforementioned conditions over 30 days.

  6. 1. . Product Summary Table. Important Notes. Eligibility. The Policyholder and the Life Assured must be Hong Kong identity card holders with a residential address in Hong Kong. The Policy must be bought within the Hong Kong Special Administrative Region and only be sold to Hong Kong identity card holders with a residential address in Hong Kong.

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